Emasco Car Insurance Review

The Emasco Insurance Company is a fully owned subsidiary of the EMC Insurance Group. Our Emasco car insurance review showcases the personal insurance offered by Emasco is homeowners insurance, motorcycle insurance, car insurance, and umbrella excess liability insurance. Scroll down to learn more and compare rates for free.

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Rachael Brennan

Licensed Agent for 15 Years

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Written by
Rachael Brennan
Chris Harrigan

Former Auto Insurance Claims Manager

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Reviewed by
Chris Harrigan

Updated November 2024

Key takeaways...

  • The Emcasco Insurance Company is a fully owned subsidiary of the EMC Insurance Group. The EMC is, in turn, owned by the Employer’s Mutual Casualty Group
  • Emcasco offers a wide range of personal, business, and life insurance options
  • The car insurance covers offer include the basic types of auto insurance like liability, collision, comprehensive and uninsured driver coverage

The Emasco Car Insurance review is a review of the Emcasco Insurance Company of Des Moines, Iowa. The Emcasco Insurance Company is a fully owned subsidiary of the EMC Insurance Group.

The EMC is, in turn, owned by the Employer’s Mutual Casualty Group.

The EMC Insurance Group was founded in 1911. In the century since the EMC Insurance Group was founded they have grown and expanded into 16 locations throughout the United States and it has over 2,000 employees. 

If you want an EMC insurance policy, you’ll need to contact an independent agent. EMC insurance companies have a wide network of agents who can quote, sell, and bind policies as needed. Policies are available in 40 states. This means you can move states with it. More importantly, if you choose to get a quote from EMC Insurance Companies or just Emcasco Ins, your independent insurance agents can get you multiple quotes at the same time.

Comparing car insurance rates has never been easier with our free online tool. Enter your zip code in the box above to begin now!

What Does an Emcasco Insurance Policy Offer?

Emcasco offers a wide range of personal, business, and life insurance options. The personal insurance that Emcasco offers are homeowners insurance, motorcycle insurance, car insurance, and umbrella excess liability insurance.

The business insurance options that Emcasco offers are excess insurance, workers compensation insurance, commercial car insurance, property liability insurance, and errors and omissions insurance.

The car insurance covers offer include the basic types of auto insurance like liability, collision, comprehensive and uninsured driver coverage. PIP (personal injury protection), medical payments and towing are also available.

Car insurance discounts through EMC can make a significant difference in the final cost of your premium. Good student, bonus renewal, and defensive driver discounts are among the many available.

Is Emcasco Insurance Right for You?

Before you ever need to file insurance claims, you should make sure you have the right insurance policy. It’s a genuine issue if you can’t get someone on the phone to start your claim after an accident or when you need medical care later on.

If you start with our quote calculator, you can enter your zip code and answer a few questions to get multiple quotes. If you go through an agent, they can choose companies for you based on your needs and offer advice. Whether you’re considering Emcasco or another company, the best way to compare your options is by getting insurance quotes.

Start comparing the car insurance rates of the Emcasco Insurance Company to other car insurance companies where you live.

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