Car Insurance Discounts for Driver’s Ed

Most car insurance companies offer a driver’s ed discount for young drivers who have completed a driving course. Although most states require teens to take driver’s ed to get their driver’s license, the driver’s ed insurance discount will vary by company. Compare auto insurance with a driver’s ed discount to find the highest discount and lowest rate.

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Licensed Agent for 15 Years

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Key Takeaways

  • Driver’s ed courses teach new drivers basic driving skills, rules of the road, and safety information
  • Most states require teens to take a driver’s ed class in order to get their driver’s license
  • Most car insurance companies offer a driver’s ed discount of up to 20%

Teen drivers pay a lot of money for car insurance, and discounts are a great way to lower those rates. Many car insurance companies offer a driver’s ed discount to young drivers who take a course to help offset high rates.

Although rates are expensive, you can still find affordable car insurance with a driver’s ed discount if you shop around.

Compare quotes from various companies to see who can offer you the highest discount and cheapest coverage.

Enter your ZIP code now to compare car insurance rates with a driver’s ed discount from multiple companies near you for free.

How do you get a driver’s ed discount?

A driver’s education class teaches new drivers the basics of driving, rules of the road, and important safety information. These classes give new drivers invaluable information and help lower their chances of being in an accident.

In fact, most states require teens to take a driver’s ed course before they can get their driver’s license.

Each state will have different requirements that the course must meet, including classroom and driving time. Otherwise, drivers have to wait until they are adults to obtain their license.

Driver’s ed classes are required with the intent of turning teens into safe drivers. According to the Centers for Disease Control (CDC), auto accidents are the second leading cause of teen deaths.

You can easily find car insurance with a driver’s ed discount since those who attend are generally safer drivers.

Not only will your teen be a safer driver for completing a driver’s ed class, but you can lower those high car insurance rates for teens.

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What companies offer a driver’s ed discount?

Since young driver’s car insurance rates are so high, many car insurance companies offer a driver’s ed discount. However, the amount of the discount and the requirements to receive the discount will vary by company.

This table shows you the top car insurance companies that offer a driver’s ed insurance discount. If the amount of the discount is known, it’s listed.

Driver's Ed Car Insurance Discount Available by Company
CompanyDriver's Ed Discount Available
21st CenturyX
AAAX
AllstateX
American FamilyX
AmicaX
Country FinancialX
EsuranceX
FarmersX
GEICOX
Liberty MutualX
MetLifeX
ProgressiveX
Safe AutoX
SafecoX
State FarmX
The GeneralX
The HanoverX
The HartfordX
Travelers8%
USAAX

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Each company will offer a different discount amount based on factors like the type of coverage you have. For example, the GEICO driver’s ed discount will be different than the State Farm discount.

The type of driver’s ed class you take can also be used to determine your discount. If you choose to take an online driver’s ed course for an insurance discount, your discount might not be the same as taking an in-person course.

You can also bundle the driver’s ed discount with other student-related discounts to get the most savings.

A good student discount, for example, is available to teen drivers that meet certain requirements and can be used along with the driver’s ed discount.

Driver’s Ed Discount: The Bottom Line

Although teen auto insurance rates are very high, you can still find cheap coverage if you shop around before you buy car insurance with a driver’s ed discount. Compare rates to see which company can offer you the best deal.

Enter your ZIP code to compare car insurance quotes with a driver’s ed discount for free today.

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